The Board or its appointed agent, prepares on a yearly basis, for each MSA or metropolitan division (which include an MSA or metropolitan division that crosses a State boundary) along with the nonmetropolitan part of Every Point out, an mixture disclosure assertion of claimed tiny company lending, small farm lending, Neighborhood advancement lending, and Group advancement investments by all depository institutions subject to reporting less than this section or twelve CFR part 25 or 345.
(E) Allocation from the greenback degree of the community enhancement loan or Local community advancement investment decision to geographic areas served with the loan or investment decision:
네이버 블로그는 개인 블로그부터 기업 블로그까지 다양한 정보를 제공합니다. 관심 있는 분야의 블로그를 구독하면 유용한 정보를 얻을 수 있습니다.
(B) Other than as delivered in § 228.51(e), a considerable bank by using a mixed whole of ten or maybe more facility-based assessment areas and retail lending assessment places in any Condition or multistate MSA, as applicable, or for that establishment may well not get a ranking of “Satisfactory” or “Excellent” in that Condition or multistate MSA, as applicable, or to the institution, Except if the financial institution receives an Total summary of at least “Reduced Satisfactory” in 60 percent or more of the whole range of its facility-based mostly assessment places and retail lending assessment spots in that State or multistate MSA, as relevant, or to the establishment.
(D) A financial institution besides a considerable financial institution might contain retail banking expert services or retail banking items ingredient(s) and accompanying once-a-year measurable ambitions in its prepare.
The Board employs the ability-centered assessment locations delineated by a bank in its evaluation in the lender's click here CRA effectiveness Except the Board decides that the ability-centered evaluation areas do not adjust to the necessities of the area.
The Board's consideration in the branch distribution metrics is knowledgeable by the next benchmarks:
) A lender may use substitute weights for combining the borrower and geographic distribution analyses for key products line(s) or other loan goods.
The Financial institution Nationwide Neighborhood Progress Financing Metric measures the greenback volume of your financial institution's community progress loans and Neighborhood enhancement investments that reward or serve all or Section of the nationwide area in comparison with deposits in the financial institution situated in the nationwide spot, calculated pursuant to paragraph II.j of appendix B to this component.
네이버는 블로그를 통해 저작물이 무단으로 공유되는 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 주제 분류 기능을 제한하고 있습니다.
The Board evaluates a bank's remote services facility availability inside a facility-primarily based assessment area according to the following:
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
글보내기 기능을 제한합니다. 네이버는 블로그를 통해 저작물이 무단으로 공유되는 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 글보내기 기능을 제한하고 있습니다.
A bank that's been accredited to get evaluated below a strategic plan will have to include things like in its community file a copy of that approach even though it really is in outcome. A financial institution needn't include things like details submitted to the Board over a private basis at the side of the program.